The Mind-Body-Spirit Diet

The Mind-Body-Spirit diet isn’t just a normal ‘diet’, infact it isn’t so much a diet, but more a long-term plan that can help you lose weight and keep the weight off. Best of all it isn’t restricting you at any point. I must warn you, if you’re the kind of person that loves eating big amounts of food without thinking twice about the consequences then this diet will be challenging (to start off with). However, if you are serious about losing weight and/or maintaining your weight then this “diet” is for you.First of all, you may be wondering a little bit about this diet (or perhaps you’re thinking ‘shut up and get to the point’, in which I would be thinking too, if I were you.. but I promise I’ll get there..). Here are some questions and answers:Question: How long am I to go on this diet before I see results?
Answer: Combined with exercise, anytime between a week and two weeks. I can’t tell you how much you’ll lose because it really depends on the individual and how much they were eating before going on this “diet”.Question: Why should I follow this diet and not some other one that promises significant weight loss in a short amount of time?
Answer: I’m not saying you should. However, many diets are not sustainable, they promise quick weight loss but they either completely deprive yourself, or you cannot sustain a healthy living afterwards.Now, the rules are as follows. Keep in mind that you don’t have to beat yourself up if you don’t follow the rules strictly. Thats damaging to your soul… and that defeats the whole purpose. Rather these are guidelines that you should follow and get used to.[EAT WHATEVER YOU DESIRE] but…1) Think-before-you-eat
Before you consume such a food, think about how it makes you feel afterwards. Does it make you feel happy? Does it make you feel energized? Does it make you feel satisfied or wanting more?E.G you feel like a hamburger from McDonalds. It may make you feel groggy afterwards… so is it worth consuming? Keeping in mind not to think about the fat content or calories, just how it makes you feel. Thinking about this can change your decision – for the better or the worse.2) Decide if you really want it or you are just consuming it because of boredom?
If you really want it, then have it. If its out of boredom or something emotional then do something else to occupy your time. Empty calories on empty time don’t equal fun. Rather they equal extra calories that you simply do not need.3) Have small portions
If you have smaller portions of the food you love then not only will you not be overdoing it but you’ll be valueing it so much more because you know there is only a small amount infront of you.4) Balance your meals
If you feel like pancakes for breakfast then whats stopping you? Have them! But make sure that your next meal is full of protein and/or fiber. This way you are helping to get all food groups into your diet and aren’t fulling your body of unwanted fat/sugar.5) Eat till you are satisfied.
Not till you are finished the plate, not till you are full. You should eat till you are satisfied. Not only will you feel so much better at the end (which equals happiness) but you will be consuming the right amount of calories while enjoying every food you like.6) Eat slowly and thoughtfully
Which means don’t scoff your food down and don’t do other things will eating food (such as driving, watching tv or going on the computer). Enjoy your food – every mouthful. This will also result in inner peace, satisfaction and prevent you from eating more than you should.7) Put the food down when the bite isn’t as good as the last.
Because whats the point of eating it when it doesn’t taste as good anymore? By this point you would have been satisfied.For those wanting to lose weight by this, do power yoga or another form of exercise (that you enjoy) for at least half an hour a day.

Finding Cheap Airfare and Hotel Reservations – What is the Best Strategy?

For many people, vacations that we can afford usually require cheap airfare and hotel reservations.There seems to always a be a bounty of airfare deals, discount hotel accommodations and rental car promotions. But bear in mind that there are factors determining your final costs. The day and time of your scheduled flight, the days of the week you will occupy a hotel room or rent a car, and when you secure your reservations are controllable elements of booking reservations. Also, special promotions come, go and change constantly.Making your hotel reservations online is a good strategy. You will find everything at your fingertips. Great selection, great discounts and the internet offers unequaled comparison shopping.Package deals can definitely save you money. You can save hundreds of dollars when buying package deals. Online travel sites typically offer pricing for flights, hotels, and car rental separately or in whatever combination you want.A good way to save on hotel reservations is to go to the website of the hotel your interested in staying at. Hotel owners like their hotels full and if business is slow they can offer some amazing deals. If your over fifty, don’t forget to ask for a senior discount.Many experts in the travel industry recommend booking your air tickets and your hotel reservations as far ahead of time as you are able to. Advance booking, they claim, will frequently give you an advantage with more beneficial pricing. Booking well in advance of your trip puts you at ease because you can focus on the wonderful trip ahead. If you don’t want to gamble this is your best option. As you get closer to your departure date, check back with your travel website or to see if there are any new promotions available. They probably won’t contact you about them but you could very well get an even better deal even though you have already made your purchase.Many travelers wait until the last minute to look for cheap airfare and hotel deals. Sometimes, good deals can still be found but the flip side is that many have found themselves unable to book any type of hotel reservation or airfare because attendees of a big football game or convention had already gobbled up everything.So, the best strategy for securing your cheap airline and hotel reservations is to go ahead and book early for your peace of mind. Utilize the internet for comparison shopping. Do your homework and be aware of any additional discounts you may qualify for. Try for some last minute negotiating for an even better deal. And then, focus on more pleasurable things like shopping for your trip, reading up on all the neat things you will be able to do and see at your destination.

Top 10 Myths For Payday Loans

1. Payday loans trap consumers in “cycle of debt”
Although the phrase “cycle of debt” is a favourite among industry critics, it is not based on the truth. Researchers and American state regulators consistently report that 70-80% of customers use payday cash advances between once a year and once a month.It is important to understand that a payday advance is not meant to be a long term loan. What a payday loan has done is assist millions of families with emergency needs. This means that a payday advance is given only under the agreement that it will be paid off on the applicant’s next payday (hence the term, payday advance). Short-term loan providers also operate a rollover service to help keep the payday advance applicant from being stuck in a long term, high interest rate loan.2. All operate as loan sharks
A payday loan provided by a reputable payday loan or cash advance company does not take advantage of people. It is meant to be used only for a short term emergency situation by employed persons who need a little bit of help between paydays for emergencies. This is a very common occurrence when most families live pay check to pay check and may not be financially prepared for emergency repairs, travel or medical expenses. In reality, quick payday loans fill a necessary component in the economic world.3. Rude employees
Payday loan companies do not compete on the price of their loan, therefore it is important for them to compete on other aspects of the service to create a competitive advantage. One of these ways is through customer service and to ensure all employees are financially knowledgeable and are fully qualified for the job to certify their customers are given an excellent customer service. This is further enhanced through the recording and monitoring of telephone calls in and out of the company.4. Target vulnerable people, the poor etc
Payday advances are marketed toward subprime clients without a distinction in employment or culture. In fact, payday loans are marketed toward those people earning between £10 000 and £25 000 per year. Most payday advance members are under 45 years old and all applicants are currently employed with a steady income and have an active checking account. In reality, payday advances are meant for working adults with an immediate emergency need that cannot be satisfied through bank and union loans.5. Hide fees and have high interest rates
The payday cash loan facility is required by law to disclose any application fees, interest rates and other fees. In accordance with OFT guidelines, it is a legal requirement that all fees and rates must be clearly outlined and disclosed to the customer.A payday loan does have high interest rates. This is not because the lender is trying to take advantage of emergencies, but because they are a short term lender. The payday loans are meant to be short term loans, not long term loans that are constantly refinanced with monthly statements. This means that the payday loan company assumes greater risk at the same profit level as other financial institutions.6. Threaten customers with coercive collection practices
Short-term loan providers are committed to collecting past due accounts in a professional, fair and lawful manner involving no criminal actions. In accordance with BBCA’s guidelines, companies in the UK may not pursue criminal actions against a customer as a result of the customer not repaying their loan. If absolutely necessary and after all other approaches have been tried, the lender may turn the issue over to a collection agency.7. Operate outside the OFT guidelines
All short-term loan lenders should follow OFT guidelines and are dedicated to practicing all practices and collections in the best way possible. The company strives to educate the consumer and to make sure that our borrowers clearly understand the payday loan process. This is in accordance within the customer selection criteria in a Responsible Lending policy.8. Unethical
Many posts have been written on consumer forums about how payday loan lenders are unethical and immoral for taking money from people who need it the most. This is not the objective of payday advances; these short-term loans are meant to tie over consumers until payday and be paid back on time. One loan provider operate a ‘Responsible Lending’ policy, listed in this policy are guidelines stating that the company’s charges are transparent and only lend to customers who can pay the loan back. The company also offers a payment plan option if customers are unable to pay back the loan on time; this allows them to pay back a small amount per week which the customer can afford.Short-term loan lenders who offer payday advances have also been seen to partner with a charity to match customer donations made through the website. For example, one lender has partnered with Starlight Children’s Foundation to match the 50p donation, customers can choose to make on their interest payment.9. Adds unauthorised charges to accounts
Payday loan providers only charge customers what they owe, and do not want to charge customers more for their loan. All companies ethical practices and responsible lending policy ensures customers only pay back the interest payments and charges which are relevant to their account.10. Employees are trained to set hooks
Employees from payday loan providers are trained purely for business purposes, and to help customers as much as they can. Employees from short-term loan providers pride themselves on excellent customer service and helping customers out. To employees from this short-term loan lender happy customers mean increase commission.